NEED AN EXPERIENCED 401(K) PLAN ADVISOR?
Who will act as a Fiduciary to your Plan?
Your company’s 401(k) retirement plan allows employees to make a pre-tax and Roth investments directly from their paychecks. A licensed 401(k) plan advisor can assist your company in making sure your 401(k) plan is managed, monitored, and analyzed properly while operating as an ERISA Fiduciary. A qualified plan advisor can also advise your employees on properly investing their own funds to save for retirement.
DEVELOPING YOUR COMPANY 401(K) PLAN
How We Design 401(k) Retirement Plans
All company 401(k) plans work differently, so entrusting your plan to a knowledgeable, licensed advisor will ensure proper investment and protection for all participants. This is a continuing process that begins with plan design and includes updating, monitoring, authorizing transactions, testing, preparing files and disclosures, managing funds, and problem-solving. Your 401(k) plan advisor can help employers navigate through unusual events, such as mergers, as well. This is a job that requires attention to detail, a high level of investment planning knowledge, and precise management skills.
Apex Financial Management Group 401(k) plan advisors have years of experience and offer a hands-on approach to financial record-keeping and investment, making us a natural choice to advise your company’s 401(k) retirement plan. We make the process easy, giving employees different options, communicating what’s happening with their accounts, helping them each meet their goals for long-term financial stability.
LOW FEE 401(K) RETIREMENT PLANS
At Asset Advisors Group, we offer low-cost options with fully disclosed fees on many plans including Equitable, Franklin Templeton, and American Funds. Our focus on client relationships means we provide individual, face-to-face consultation and education in order to align our strategy with what your employees need out of their 401(k) retirement plans.
As comprehensive 401(k) plan advisors, we work behind the scenes as well as directly with you and your participants. We provide a more sophisticated level of service and support that “800-Number” providers and most others can’t provide, and we’re dedicated to making sure your employees receive all of the education they need to make decisions regarding their deferral and investments. We’ll do the day-to-day work, of course, but you can count on us to make the important moves as well, in an ethical, dedicated, cost-effective manner.
401(k) Plans We Sponsor
- Qualified Plans: 401(k), 401(k) Safe Harbor, Profit Sharing, Target Benefit Plans, Defined Benefit, Cash Balance, ESOP
- DB/DC Combo: Wealth Accumulator
- Non-Qualified Plans: SERP, Non Qualified Defined Contribution, 401(k) Mirror
ONGOING 401(K) PLAN ADVISORY SERVICES
Apex Financial Management Group partners with companies to create value while helping minimize risk and cost. Our services are designed to enhance 401(k) Plan Performance, Maximize Value and help you Manage your Fiduciary Responsibility. In most cases, we share your Fiduciary responsibility as an ERISA 3(21) Fiduciary.
- Our ongoing 401(k) Investment Policy Management services include: Annual IPS Review, Annual Fiduciary, Assessment for the Committee, Meeting Minutes, Quarterly Monitoring Reports, Fund Change Communications (as needed)
- Other ongoing services include: Risk Management Solutions for Fiduciaries, Total Cost/Value Analysis, Financial Education for Plan Participants, Annual Plan Success Reviews, and Targeted Vendor Search & Selection
GET A FREE CONSULTATION FOR YOUR COMPANY 401(K) PLAN
To learn about the options your company has for developing a 401(k) retirement plan for your employees, please contact Apex Financial Management Group today to schedule your free consultation.